Monthly Archives: August 2013

Will Lending Club’s IPO be a good investment?

Lending Club is poised to have an IPO next year. I wondered, will owning stock in Lending Club be a good investment, particularly at the IPO? For this post, I’ll cover Financial Services IPOs in general, and in a future

Posted in Stock Market

Peer Lending Returns: July

Note: these returns are the personal returns of Sam Fetchero, not client returns. If an investor used Peer Lending Advisors to select loans for them and they experienced the same returns, Net returns would be lower by 1.5% of assets

Posted in Returns

What is the impact of employer on Peer-to-Peer Loans?

Peer Lending Advisors¬†manually underwrites every loan, which includes reviewing every borrower’s employer and ensuring they have a steady job.¬†A basic guiding principle is that people with unsteady jobs (think minimum wage and high-churn jobs) have higher default rates, and people

Posted in Computer Algorithm, Human Underwriting, Peer Lending
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