Peer Lending Advisors uses its own proprietary algorithm to select P2P Loans to invest in, and doesn’t just stop with an algorithm and loan filters. Peer Lending Advisors manually underwrites every loan, including reading all the supplementary information that a computer/loan filters…
Monthly Archives: July 2013
Why loan filters alone can lead to bad investment decisions
Posted in Computer Algorithm, Human Underwriting
Maximizing Online Lending Returns: It’s about avoiding losses
If you invested in the Dow 5 years ago, you’d have made about 32% on your money. Not bad. However, if you’d have managed to avoid the 5 biggest daily declines for the Dow, ranging from 4-8% losses in a single…
How to get started in Peer to Peer Lending?
Perhaps you’ve heard about the advantages of Peer-to-Peer Lending: The double-digit returns* The high credit quality of Prime borrowers with low risk of default* The diversification from the stock and bond markets The liquidity benefits of 3-year installment loans You…
Posted in Peer Lending
What is Lending Club?
Lending Club is a Peer-to-Peer Lending site, meaning it allows borrows to borrow money directly from lenders without a banking intermediary. Lending Club facilitates the entire transaction – but they only take a small fee and the borrow and lender…
Posted in Peer Lending
2006 Bernanke: Housing market is headed for a soft landing
There’s a lot of talk about Federal Reserve Chairman Ben Bernanke managing a “soft landing” of ending stimulus and quantitative easing. Time will be the judge. It’s interesting to compare this “soft landing” to the last one -where instead of…
Posted in The Fed