Monthly Archives: May 2013

Peer-to-Peer Lending Advantage: Geographical Targeting (or avoidance)

Back when I worked for a large bank, I was part of a project to re-create our credit models to remove one variable that was deemed too risky to use anymore. In other words, I was making a new investing algorithm to

Posted in Computer Algorithm

5 takeaways from Google’s $125M investment in Lending Club

Google made waves today when they announced a $125 M investment round in Lending Club, valuing the company at $1.5 B. What does this mean for Peer-to-Peer Lending? 1. Peer-to-Peer Lending has tremendous potential Less than a year ago Lending

Posted in Peer Lending

Misspellings in loan descriptions: Would you invest in these people?

Other providers that offer managed investing in Peer-to-Peer Lending talk about their statistical models, but gloss over an advantage of Peer-to-Peer Lending that they’re not taking advantage of: rich, written descriptions of how the borrower will use the money. If

Posted in Human Underwriting

Why Peer Lending?

Peer-to-Peer Lending is an exciting consumer lending opportunity. While the credit card democratized credit for the masses, Peer-to-Peer Lending has broken down the banker’s door. For consumers, it has cut out the middle-man, lowering interest rates and increasing access to

Posted in Peer Lending
Peer Lending Advisors is a registered investment adviser in the State of Washington. The adviser may not transact business in states where it is not appropriately registered, excluded, or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption.