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Yearly Archives: 2013
Peer Lending Advisors – proud participant in Small Business Saturday #ShopSmall
Posted in Peer Lending Advisors
September and October returns
Note: these returns are the personal returns of Sam Fetchero, not client returns. If an investor used Peer Lending Advisors to select loans for them and they experienced the same returns, net returns would be lower by 1.5% of assets…
Posted in Returns
Peer Lending Returns: August
Note: these returns are the personal returns of Sam Fetchero, not client returns. If an investor used Peer Lending Advisors to select loans for them and they experienced the same returns, Net returns would be lower by 1.5% of assets…
Posted in Returns
Will Lending Club’s IPO be a good investment?
Lending Club is poised to have an IPO next year. I wondered, will owning stock in Lending Club be a good investment, particularly at the IPO? For this post, I’ll cover Financial Services IPOs in general, and in a future…
Posted in Stock Market
Peer Lending Returns: July
Note: these returns are the personal returns of Sam Fetchero, not client returns. If an investor used Peer Lending Advisors to select loans for them and they experienced the same returns, Net returns would be lower by 1.5% of assets…
Posted in Returns
What is the impact of employer on Peer-to-Peer Loans?
Peer Lending Advisors manually underwrites every loan, which includes reviewing every borrower’s employer and ensuring they have a steady job. A basic guiding principle is that people with unsteady jobs (think minimum wage and high-churn jobs) have higher default rates, and people…
Why loan filters alone can lead to bad investment decisions
Peer Lending Advisors uses its own proprietary algorithm to select P2P Loans to invest in, and doesn’t just stop with an algorithm and loan filters. Peer Lending Advisors manually underwrites every loan, including reading all the supplementary information that a computer/loan filters…
Posted in Computer Algorithm, Human Underwriting
Maximizing Online Lending Returns: It’s about avoiding losses
If you invested in the Dow 5 years ago, you’d have made about 32% on your money. Not bad. However, if you’d have managed to avoid the 5 biggest daily declines for the Dow, ranging from 4-8% losses in a single…
How to get started in Peer to Peer Lending?
Perhaps you’ve heard about the advantages of Peer-to-Peer Lending: The double-digit returns* The high credit quality of Prime borrowers with low risk of default* The diversification from the stock and bond markets The liquidity benefits of 3-year installment loans You…
Posted in Peer Lending
What is Lending Club?
Lending Club is a Peer-to-Peer Lending site, meaning it allows borrows to borrow money directly from lenders without a banking intermediary. Lending Club facilitates the entire transaction – but they only take a small fee and the borrow and lender…
Posted in Peer Lending