Peer Lending Advisors has a diverse background in banking and investing, including:
- Collections and Recoveries – created strategies to recover bad credit card, installment loan, and auto loan debt through call centers, legal strategies, and debt sales. Know the ins and outs of what a bad loan looks like, and how to avoid them. Also experienced in identifying delinquent debtors that are likely to turn things around and pay up.
- Credit Policy – built credit policy models for a top 5 credit card issuer. Understand how to build a multi-variate model to inform credit decisions.
- Portfolio Management – managed multi-billion dollar portfolio of Prime and SuperPrime credit cards and installment loans. Experienced in distinguishing the good loans from the soon-to-be bad loans
Peer Lending Advisors got involved in peer-to-peer lending back in 2007 with Prosper.com. The site was terrible and their business model did not work, but they were on to something. In 2009 when Lending Club re-launched, Peer Lending Advisors dived in, and have been making money ever since.
Peer Lending Advisors takes a different approach than many other advisors. Leveraging computer models helps inform investment decisions, however, the output of the computer model isn’t the only decision criteria. Then, Peer Lending Advisors applies manual underwriting, personally reviewing each loan before deciding to invest. Peer Lending Advisors believes that a strong computer algorithm, paired with an experienced underwriter, can produce better returns than either alone.
Peer Lending Advisors would love to work with you and create a custom portfolio based on your needs.
Call or write. Peer Lending Advisors would love to work with you.